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Earn
Experience is Learning
Get chores & tasks done with rewards, teach them the value of money and encourage responsibility
Spend
It's Child's Pay!
Set allowances and monitor purchases via real time alerts. Budget spending by time or store.
Save
Get Saving Now
Cultivate a regular saving habit and identify needs from wants!
Protect
Secure Every Step
Guard their smiles and secure their journey with Personal Accident coverage of up to RM125,000.
Let them learn how to earn and reward them for their achievements.
Teach kids about accountability and responsibility. Let them earn rewards by completing missions you assign to them.
With Vircle Club subscription, you get instant notifications whenever and wherever your kids spend with their Vircle VISA Card! Guide your kids on a journey to spending wisely.
Teach your kids healthy money habits with instant spending alerts
Child-safe Allowances with Parental Oversight
Set custom settings for your kids spending account. Choose when and where they can spend, so they can be guided on how to spend wisely!
The First Child-Safe Visa Prepaid Card
The Pro Plan provides every child with their first banking and payment card, built with every child's financial safety in mind, be it online , at store, in country or anywhere in the world where VISA™ is accepted.
* The card issuing fee and monthly fees for Visa are waived for Vircle Club Subscription members
Card controls that keep your child safe anytime, every time!
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Your child’s Vircle card is filled with awesome security features.
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Set customizable card controls like enabling online store purchases or freeze your child’s card within the app.
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Never worry about your child’s financial safety again.
A Plan that Shields Your Child in Uncertain Times
Our Club Protect plan goes beyond financial empowerment, it's a commitment to your child's safety. With personal accident coverage of up to RM125,000, you can rest assured that they are shielded against unexpected bumps along the way.
This is offered by PolicyStreet, an approved Financial advisor regulated by Bank Negara Malaysia and underwritten in collaboration with Pacific Insurance (Company No: 198201011878 (91603-K)). Debit Circles Sdn Bhd, the Owner and Operator of the Vircle app is paying the annual premium cost for this coverage at no extra cost to you, the user.
Plans For Every Child
*A One-time Sign-up fee of RM20 applies when you subscribe to the Pro or Protect Plan.
BASIC
FREE
Cashless School Card
Prepaid card for kids to make payments in school
Instant Pocket Money
Give your kids allowances anytime, anywhere
Vircle School Services (pocket money, meal orders, e-store, payments)
One app to manage all your kids' school services
Spending History
A dashboard for parents to monitor your kids' spending history
PRO
RM8/Month
*Includes All Basic Plan Features
VISA Prepaid Card
A prepaid card for kids to make payments anywhere VISA is accepted
Spend online, at-store
Spend at VISA accepted stores worldwide
ATM Withdrawals
Withdraw at any VISA-supporting ATM
Savings
Vircle savings, goal creations and auto-save
Missions
Assign tasks and rewards for your kids
Safer Card Controls
Set flexible card controls to keep your child safe when using Vircle's prepaid Visa Card.
Exclusive Deals and Promotions
Get exclusive deals and promotions that are available only for plan subscribers
RM5/Month
PROTECT
(Pay Annually, RM60)
*Includes All Basic Plan Features
VISA Prepaid Card
A prepaid card for kids to make payments anywhere VISA is accepted
Education Assurance
Secure your child's education up to RM50,000 allowance in the event of unforeseen circumstances.
Protect your Child
Get up to RM75,000 of other benefits for your child with our embedded personal accident insurance.
Spend online, at-store
Spend at VISA accepted stores worldwide
ATM Withdrawals
Withdraw at any VISA-supporting ATM
Savings
Vircle savings, goal creations and auto-save
Missions
Assign tasks and rewards for your kids
Safer Card Controls
Set flexible card controls to keep your child safe when using Vircle's prepaid Visa Card.
Exclusive Deals and Promotions
Get exclusive deals and promotions that are available only for plan subscribers
Club Subscription Fees
Type of Charges
FEE
One Time Sign Up Fee
RM20
Member Fee Pro (Monthly)
RM8
Member Fee Protect (Annually)
RM60
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